Which compliance framework emphasizes the protection of cardholder data?

• A. HIPAA
• B. SOX
• C. PCI DSS
• D. NIST

Answer: (C)

The compliance framework that emphasizes the protection of cardholder data is PCI DSS (Payment Card Industry Data Security Standard). This framework was specifically established to enhance the security of payment card transactions and to protect cardholder data from theft and misuse. PCI DSS outlines a set of requirements that organizations must follow, such as implementing strong access control measures, regularly monitoring and testing networks, and maintaining a vulnerability management program.

Organizations that handle credit card information are required to comply with PCI DSS to ensure they are safeguarding sensitive financial data against breaches. The guidelines help establish a baseline of security practices that mitigate the risk of fraud and data theft, thus maintaining consumer trust in the payment card industry.

In contrast, the other frameworks mentioned do not specifically focus on the protection of cardholder data. HIPAA deals primarily with the protection of healthcare information, SOX focuses on financial reporting and compliance in corporations, and NIST provides broad guidance on cybersecurity without a specific emphasis on payment card data protection.